A model is the software that produces AI answers. This guide compares models and tools. New to this? Choose a setup path first. Use the lists below when you want more detail.

New words, in plain language
Local / cloud
Local runs on your computer. Cloud runs on computers managed online.
Model / tokens
A model produces AI answers. Tokens are small pieces of text; some services charge for the tokens used.
Account / identity
An account is a sign-in. Your cloud identity is the account you use for online services.
Connector / permissions
A connector links an AI tool to another service. Permissions are the access you allow.

Field Guide · Week of 5 October 2026

Phi-4

Microsoft · United States · Microsoft

Small, sharp, MIT-licensed. Strong at exams and short reasoning. Less warm as a letter-writer.

Where it runs
Runs on your computer
Memory
12–16 GB (4-bit)
Size
14B dense
License
MIT
Hugging Face downloads
427k
Hugging Face likes
2.3k
Card last updated
14 July 2026

Why it is on this week’s list

The cleanest US license on a model that still thinks. Good second model next to Gemma.

Use it when

Math, code snippets, tight answers on 16 GB.

Skip it when

Long, human letters — Gemma or Qwen will sound more like you.

Published scores

Scores as of 17 August 2026. A blank test is not a zero. We just will not invent it.

GPQA Diamond
56.1*

Microsoft Phi-4 card · 2025-01

Older card. Still the honest public number.

SWE-Bench Verified
—

No public number we will stand behind.

LiveCodeBench
—

No public number we will stand behind.

MMLU / MMLU-Pro
84.8*

Microsoft Phi-4 card · 2025-01

AIME
—

No public number we will stand behind.

Humanity’s Last Exam
—

No public number we will stand behind.

What these numbers actually mean